Religious organizations

• Property – Covers a wide range of property from buildings to furnishings, such as the main house of worship and other structures, landscaping, and business personal property.
• Liability – Coverage for legal liability caused by property damage, personal and advertising injury, or bodily injury due to activities involving your Religious Organization.
• Backup of Sewer or Drain – Coverage for accidental direct physical loss to business personal property at your business locations caused by a covered back up of sewers and drains inside your building.
• Employee Dishonesty – Provides coverage for direct physical loss to business personal property including money and securities resulting from dishonest acts committed by employees.
• Equipment Breakdown – Coverage for damage to covered property caused by mechanical breakdown of covered equipment, artificially generated current damaging covered equipment, explosion of steam boilers or loss of steam/hot water boilers.
• Computer Property – Coverages for computer equipment used in the business operation.
• Money and Securities – Covers against loss of business money and securities caused by theft, disappearance, or destruction from described premises, a bank or savings institution, while being conveyed by a messenger or armored auto or within the residence of a messenger.
• Signs – Coverage for accidental direct physical loss to signs attached to buildings (whether indoor or outdoor) and to outdoor signs not attached to buildings at the described premises owned by you or in your care, custody or control.
• Valuable Papers and Records – Coverage for the cost to research, replace, or restore the lost information on valuable papers and records caused by an insured loss.

Customize your coverage

You may also consider adding any of these coverages to complement your policy:

• Cemetery Professional Liability – Coverage for legal liability resulting from bodily injury, property damage, personal and advertising injury liability caused by an occurrence arising out of cemetery operations.
• Clergy Counseling Professional Liability – Coverage for insured's legal obligations for damages from acts, errors, or omissions arising out of counseling activities.
• Data Compromise and Identity Restoration – Coverages work together to help your religious organization get back on track after a data breach occurs or if you, the organization, becomes a victim of identity theft.
• Directors, Officers, and Trustees Liability – Coverage for the religious organization and its directors, officers, trustees, and committee members for damage arising from negligent acts, errors, omissions or breach of duty committed by the directors, officers, trustees or committee members.
• Hired Auto – Helps to protect for insured's legal liability arising out of the maintenance or use of a hired auto by the insured or insured's employees.

In addition to your Religious Organization Policy, let a local State Farm agent help you customize a plan that can include Business Auto and Workers' Compensation.