Business insurance for flooring contractors

Don’t let the unexpected pull the rug out from under you.

Why you could need flooring contractor insurance

If you install, repair, or maintain flooring in residential or commercial buildings, flooring installers insurance is essential for limiting the liabilities you're exposed to on the jobsite. Even if you’re a small, one-person operation, if someone slips and falls around your work area or a customer files a claim for faulty installation after the job is done, it could leave your business floored.

A local State Farm agent can help you keep your flooring business on a solid footing with coverages customized to your unique risks and liabilities.

Flooring contractor insurance coverage includes:

The advantage of our business insurance for flooring contractors is that it offers you a broad range of coverages at an affordable price for you.
  • Business Property helps cover your shop, its contents, equipment, and inventory from a covered incident.
  • Business liability helps protect you against costly claims and lawsuits due to personal injuries, accidental fires, and more.
  • Completed operations covers bodily injury or property damage claims that occur after a project is completed.
  • Mobile equipment provides broad coverage for your tools and equipment, whether you’re at home, on the jobsite, or taking a lunch break.
  • Installation floater protects materials – including tiles, laminate, carpet, hardwood flooring, nails, mortar, and more – while in transit, awaiting installation or being installed at the job site.

Consider adding additional coverages

Depending on the number of employees you have and other factors – what’s covered in your business owner’s policy may not be enough.

A local State Farm agent can share with you additional coverages you may need to protect your business.

Commercial auto

Commercial auto covers the cars, trucks, vans, and other vehicles used for business. If you have multiple vehicles, talk to a local agent about available options.

Employers’ non-owned and hired car

If your business uses hired, leased or loaned vehicles on a short-term basis, or if employees use their vehicles for your business, you may want to consider employers’ non-owned and hired car coverages. Talk to a local agent about available coverage options in your state.

Commercial liability umbrella policy

Commercial liability umbrella policy (CLUP) gives you an added measure of protection when your covered liability losses exceed your policy limits.

Workers' compensation

Workers’ compensation helps protect your crew against work-related injuries or illness. Requirements for workers’ comp vary by state.

Business services bond

Business services bond provides coverage to help protect your customers against dishonest acts (usually theft) by you or your employees while working on the customer’s premises.

We’re in the business of helping your small business

Since 1935, State Farm has been helping small business owners manage risk, plan for the future and protect what they’ve built.
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Agent know-how

State Farm agents are small business owners too. They understand what it takes to run a business and are ready to help you set up for success.

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Customizable insurance

State Farm offers a wide variety of coverage options that you can tailor to help fit your unique business needs. You can choose the right coverage at the right price for you.

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Personalized service

Your local State Farm agent is ready to help your business grow and thrive with good neighbor service you can count on no matter what.

Talk to a local State Farm agent

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

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