Motorcycle insurance

Every year we use our extensive claims data to implement motorcycle insurance ratings for specific makes and models. With the motorcycle insurance rating tool, you’ll be able to see how a specific make, model and type of motorcycle will affect costs (for most 2013-2020 models). Contact a State Farm agent for a motorcycle insurance quote.

In northern states, our motorcycle rating plan takes into account the seasonality of motorcycles, so cancelling your policy in the winter does not provide much benefit. In addition, even though you don’t ride your motorcycle year-round, you may still need insurance to protect it while it’s in storage. Talk to your State Farm agent for more information.

All drivers must have a current, valid driver’s license to drive the type of vehicle they intend to operate.

Custom parts and equipment, like a side car or protective gear, can be covered if it’s included in your insurance policy. Your State Farm agent can help you document your custom parts and equipment so you’ll know it’s covered in case of an accident or theft.

Your premium for motorcycle insurance will depend on many factors. Where you live, your driving record, the type of motorcycle, and how much your bike costs to replace will impact the cost of motorcycle insurance. And, of course, the coverage you select plays an important role in premium costs. Contact a State Farm Agent to get a quote for your motorcycle.