Camper & travel trailer insurance

Our camper and travel trailer insurance helps cover what’s towed behind your vehicle — and doesn’t have its own engine — like a fifth wheel, overlanding or teardrop trailer.

Or have an agent contact me.

View of a white camper trailer with blue trim.

Travel/camping trailer insurance or motorhome insurance?

Not sure which to pick? It’s easy. Choose travel/
camping trailer insurance if what’s to be insured is towed, or can’t be driven on its own. Choose motorhome insurance if what’s to be insured is driven with a steering wheel in your hands.

What sets State Farm® Camper/Travel Trailer Insurance apart?

19,000 agents

You get a dedicated agent with every policy. If you need a hand, your State Farm agent is ready to help.

Since 1922

You get the same reliable service from the largest auto insurance provider in the U.S.1

At your service

You get your claim handled promptly and reliably.

At your side

You may be eligible for 24/7 roadside assistance coverage.

Overhead view of a white camper trailer with blue trim.

Types of travel trailers and campers insured

State Farm offers trailer/camper insurance for multiple trailer types.

  • Fifth wheel
  • Teardrop
  • Overlanding
  • Camper
  • Popup
  • Travel trailer

What travel/camping trailer insurance covers

Insure your travel/camping trailer against damage and loss caused by common risks, such as fire, storms, theft and collision. Property covered can vary, so what coverages are available?

  • Bodily injury to you or someone else caused while towing your travel/
    camping trailer (extended from towing vehicle liability coverage)
  • Emergency Road Service in the event of a breakdown while traveling with your travel/camping trailer
  • Theft, fire, vandalism, and other covered losses even while your travel/
    camping trailer is in storage
  • Damage to travel/camping trailer caused by an accident
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Coverage in action

Let’s say someone tries to break down your camper’s door and smashes a few windows. Travel/
camping trailer comprehensive coverage would help cover the repairs.

Covering what’s inside your travel/camping trailer

Items such as jewelry, cameras, bicycles, fishing equipment, golf clubs, and even the things that make your travel/camping trailer feel like home may need extra protection. Help ensure they’re also covered with a personal articles policy.

Frequently asked questions about travel trailer insurance

Most states do not legally require insurance for a travel trailer but you might need to check if your loan or lease agreement does.

While it depends on the level of coverage, a typical annual minimum might set you back over $125.

Get a local agent who gets you

There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.

Wearing a red hoodie and State Farm polo shirt, a bald and bearded State Farm agent smiles.

Additional vehicle insurance

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Car insurance

Coverage for your automobile

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Motorcycle insurance

Coverage for your motorcycle

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Boat insurance

Coverage for your watercraft

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ATV & Off-road insurance

Coverage for your off-road vehicle

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Antique car insurance

Coverage for your antique car

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RV insurance

Coverage for your motorhome

Simple Insights®

Looking for more about RVs? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.

A RV drives into the sunset.An RV travel checklistA blue evacuation road sign.Preparing for a hurricaneA family sits around a campfire outside their RV.What to know before buying an RVA motorhome parked outside a brick house with a tree in the front yard.RV roof maintenance tips

1 Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2022.

This is only a general description of available coverages and is not a statement of contract. All coverages are subject to policy provisions and applicable endorsements. For further information, see your State Farm agent.

State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL

State Farm County Mutual Insurance Company of Texas
Richardson, TX