Business insurance to help meet your unique needs
Risking what you’ve built is not an option. Help keep your business safe with the right coverages. Connect with your local agent, who is a small business owner too.
Risking what you’ve built is not an option. Help keep your business safe with the right coverages. Connect with your local agent, who is a small business owner too.
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- Commercial Auto Policies
- Commercial Liability Umbrella Policies
- Artisan and Service Contractors Policies
- Business Owner Policies
- Workers’ Compensation Policies
Find the right products for your business
Explore all products for small business owners
See the State Farm® products created to help you protect and grow your business.
Take the Small Biz Quiz
Answer three simple questions to learn which products to consider for your business.
Simplify business with a Business Owners Policy (BOP)
Liability and property coverages are included in one combined package, a BOP, to help you manage the unexpected risks of doing business.
Cover your assets
When it comes to protecting your business, we offer you a full range of options. A local State Farm agent can help you choose the coverages that are right for you.
Covers the cars, trucks, vans, and other vehicles you use on or traveling between jobsites.
Commercial auto insurance
Covers the cars, trucks, vans, and other vehicles you use on or traveling between jobsites.
Provides extra financial protection against costly lawsuits that may exceed your policy limits.
Commercial liability umbrella policies
Provides extra financial protection against costly lawsuits that may exceed your policy limits.
Also known as BOP insurance, combines both property and liability coverage into one package.
Business owners policies
Also known as BOP insurance, combines both property and liability coverage into one package.
Protects your employees against work-related injuries or illness. Requirements for workers’ compensation vary by state.
Workers' compensation
Protects your employees against work-related injuries or illness. Requirements for workers’ compensation vary by state.
Guarantees your work for licensing requirements and can also give potential customers added peace of mind.
Surety & fidelity bonds
Guarantees your work for licensing requirements and can also give potential customers added peace of mind.
Helps protect commercial buildings under construction.
Builders risk insurance
Helps protect commercial buildings under construction.
Want to know more about small business insurance?
This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.
Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
- State Farm Mutual Automobile Insurance Company
- State Farm Indemnity Company
- Bloomington, IL
- State Farm County Mutual Insurance Company of Texas
- Richardson, TX
- State Farm Fire and Casualty Company
- State Farm General Insurance Company
- Bloomington, IL
- State Farm Fire and Casualty Company
- Tallahassee, FL
- State Farm Lloyds
- Richardson, TX
- State Farm Life Insurance Company (Not licensed in MA, NY or WI)
- State Farm Life and Accident Assurance Company (Licensed in NY and WI)
- Bloomington, IL