Man clears gutter on roof while looking for roof leak.

How to spot a roof leak and what to do if you have one

Learn about the signs of a roof leak and steps you can take to help stop the damage.

The first sign of a leaking roof for many is a stain on a ceiling or wall. Fortunately, there are some clear steps you can take to learn how to find a roof leak and help stop damage before it gets worse.

For example, a simple visual inspection of roof shingles — while standing safely on the ground — can help you identify spots where the roof might be wearing unevenly or where shingles are missing or damaged. Gutters and downspouts should be in good condition and kept free of debris.

It’s important to catch a leaky roof early on as it can cause damage to the interior of your home and your personal property, in addition to creating falling hazards due to wet, slippery surfaces. So, what are the early indicators that you have a roof leak, and what should you do if you discover a leaking roof?

Signs of a leaky roof

Inside

  • Mold: Any signs of mold or mildew may indicate moisture is entering the home.
  • Dampness or stains: Check ceilings and walls for bubbles in the paint or water stains.
  • Musty odors: Even if there’s no visual proof, a musty smell could indicate water damage.

Outside (use binoculars to inspect the roof from the ground)

  • Roof shingles: Look for missing, torn, cracked, curling or damaged shingles.
  • Roof flashing: Cracks in the caulk or missing pieces may allow water to seep in.
  • Gutters: Are sections of the gutters drooping? Does the gutter overflow when it rains?
  • Spots on the walls: Areas affected by water damage will often show spots indicating issues with the step flashing, where the exterior wall meets the roof.

How to find a roof leak

Even if you think you know where the leak is entering your home, contact a roofing specialist to help you find the specific source of the leak.

Here are some reasons the roof might be leaking

  • Pipe boot failure: Cracks may develop in the plastic or metal base and in the rubber surrounding the pipe.
  • Missing shingle nails: Holes left behind from things like satellite dishes could cause a leak.
  • Gutter issues: Gutter leaks can stem from rust or open seams caused by distortion.

What to do if your roof leaks

  • Protect your property: Move valuables and furniture to avoid areas where the water is most prevalent.
  • Collect water: Use buckets, bowls or any containers you have to help catch dripping water and prevent further damage.
  • Temporarily protect the roof: If safe to do so, cover affected areas with waterproof tarps to help minimize intrusion.
  • Document damages: Take notes and pictures of the leak and any damage that may have occurred.
  • Ask a contractor: Consider contacting a contractor who could help you make temporary repairs.

Help prevent future leaks

  • It's important to have your roof routinely inspected and maintained by a professional roofing contractor.
  • Keep tree limbs cut back to prevent them from touching the roofing surface.
  • When leaks occur, get them fixed as quickly as you can — newer roofs may simply require repair; older roofs may require replacement.

Check out these Simple Insights® articles for more tips on maintaining your home.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.

Start a quote

Select a product to start a quote.

Find agents near
you or contact us

There’s one ready to offer personalized service to fit your specific needs.

Related articles

What is an impact-resistant roof?

If you're ready for a new roof, now's a great time to upgrade to sturdier materials to create an impact-resistant roof that may save you time, money and hassle down the road.

Pros and cons of metal roofs for your home

The benefits of a metal roof may outweigh traditional asphalt shingles, especially when you consider a metal roof lifespan.

How to remove snow from the roof

Snow on the roof may look pretty, but too much can potentially cause structural damage.

Does homeowners insurance pay for home maintenance repairs?

Read on to find out what your insurance could help you with in terms of home repairs.