Articles on credit, savings, checking and loans

State Farm® offers credit and loan tips to help you plan for the future as well as information on deposit accounts and how to help protect your financial information.

Articles about credit and credit cards

How to find the right credit card

Credit cards have pros, cons and various key features.

What is a good credit score?

Do you know your credit score and why it’s an important number? Do you know how to get a credit report and score? There is a lot to know. Let’s dig in and learn about it all.

Basic financial terms glossary

Whether you are ready to build your credit, consider investing or look into retirement, these terms may come in handy to help you plan your next financial move.

Articles about loans

Should you refinance student loans?

Student loan debt isn't uncommon, but there are ways to lighten your load. Here's what to know about student loan consolidation.

Calculate how long to pay off a Home Equity Line of Credit

You can also use different loan amounts or monthly payments to see how quickly the loan could be paid.

What to know about co-signing a loan

Co-signing a loan for a family member or friend can have potential risks and consequences. Learn more before making this big financial decision.

Articles about deposit accounts

Four kinds of savings and other important savings account information

Learn more about savings accounts and how they work. We share four different kinds of savings to help you decide which one may help with your financial goals.

What is a checking account and how to use it

Learn the basics about how to write and cash checks, locate the bank routing number and more.

What is a money market account?

Read some information about benefits, strategies and items to note for money market savings accounts.

Articles about online security

Is online banking safe? Yes — but there are some best practices

Paying attention to a few details can go a long way toward boosting your online banking security.

Pros and cons of automatic payments

Should you enroll in AutoPay? Here's some food for thought before deciding, and ways to help make automatic payments work with your budget strategy.

Credit card, debit card & ATM security tips to help prevent card fraud

Learn about credit card fraud and how to help protect yourself with common security precautions.

Articles about budgeting

Budget breakdown

You can have a budget — and still live the life you want to live. Budgeting is a simple and reliable resource for shedding unwanted debt, reaching financial goals, living a healthier financial lifestyle and maintaining true financial wellness.

Build an emergency fund

Having extra cash in an emergency fund comes in handy when life throws you something unexpected.

Up to your neck in debt?

Do you find yourself juggling multiple bills and wondering how to make ends meet? Here is some advice to help control your debt.

Banking tips for kids and teens

Teaching kids to save money

Help children set goals for their money to set up a lifetime of good financial habits.

Money management for teens

Lessons on money management for teens before they head to college, including how to create a budget, strategies for saving money and ways to use credit responsibly.

School bus safety tips

Whether it's back to school time or later during the school year, here are some tips about school bus safety rules for children, parents and school bus drivers.

Calculators

To consolidate debt, first calculate the loan you need

It's easier to conquer debt when you streamline multiple payments into one place.

Calculate your possible line of credit

Enter your home value and mortgage amount to see what your line of credit could be.

Calculate how long to pay off a Home Equity Line of Credit

You can also use different loan amounts or monthly payments to see how quickly the loan could be paid.

The information in this article was obtained from various sources not associated with State Farm® (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.