Start Of Main Content
Drive Safe & Save® Business
With Drive Safe & Save Business, you can help your team focus on driving safely with driving insights, detailed trip maps and location awareness.
What are the benefits of Drive Safe & Save Business?
- You’ll receive a one-time, participation premium decrease for each eligible vehicle you enroll and pair with a Bluetooth beacon.
- At policy renewal, the premium adjustment is based on driving behaviors and may increase, decrease or remain the same.
- Plus, the Drive Safe & Save Business portal lets you monitor your business vehicles with near real-time locations, detailed trip maps and driver feedback.
What is the Drive Safe & Save Business portal?
The Drive Safe & Save Business portal gives you an inside look into your employee driving behaviors. Use the insights you gain from the portal to coach your team and help them build safer driving habits.
The Drive Safe & Save Business portal lets you:
- Get near real-time vehicle location updates
- See trip details and history
- Monitor route efficiency
- Review driver scores, trends and streaks
- Share leaderboard rankings with your team for friendly competition
How do I get started with Drive Safe & Save Business?
Contact your State Farm® agent to get started with Drive Safe & Save Business.
Here’s how the enrollment process works:
Step 1
Once you sign up through your agent, you’ll get an SMS text message with a link to download the Drive Safe & Save Business app.
Step 2
After you successfully log in to the app and give consent, we’ll send you a Bluetooth beacon for each vehicle you’re enrolling.
Step 3
Follow the in-app prompts to pair a Bluetooth beacon with each vehicle listed in your app.
Step 4
The app also walks you through inviting other drivers to get started with the app.
How is Drive Safe & Save Business different from Drive Safe & Save®?
Drive Safe & Save Business
This program is for small-to medium-sized commercial-type vehicles, like cargo vans, box trucks or flatbed trucks, that are used for business operations.
Drive Safe & Save
This program is for personal and private passenger-type vehicles, even some used for business purposes, like a real estate agent’s car.
Comparing Drive Safe & Save Business and Drive Safe & Save
| Drive Safe & Save Business | Drive Safe & Save | |
|---|---|---|
| Vehicle eligibility | Eligibility is based on each vehicle’s gross vehicle weight, body type and how the vehicle is used during business operations. | Private passenger vehicles are eligible, except motorcycles, golf carts and antique/classic vehicles. |
| Required smartphone app | Drive Safe & Save Business app | State Farm® app |
| Viewing driving feedback, trip maps and location awareness | Driving feedback, trip maps, and location awareness are displayed in the app and the Drive Safe & Save Business portal. | Driving feedback, trip maps, and location awareness are displayed in the app. |
| Setup requirements | You have 60 days to complete setup. | You have 30 days to complete setup. |
| Premium adjustments | You’ll receive a one-time, participation premium decrease for each vehicle you enroll and pair with a Bluetooth beacon. | You’ll receive a 10% initial participation discount¹ when you enroll. |
| Leaving Drive Safe & Save | If participation is voluntarily discontinued, a post program premium adjustment will remain for 12 months following the first renewal after discontinuation. | When you remove Drive Safe & Save, the discount is removed right away. |
Frequently asked questions about Drive Safe & Save Business
Enrolling in Drive Safe & Save Business helps you focus on driving safety and optimize your business operations.
Please talk to your State Farm agent for more information.
You’ll receive a one-time participation premium decrease for each eligible vehicle you enroll and pair with a Bluetooth beacon. At policy renewal, the premium adjustment is based on driving behaviors and may increase, decrease or remain the same.
Your premium adjustment is calculated at each policy renewal (every six or 12 months).
Yes. You can unenroll from Drive Safe & Save Business at any time.
If participation is voluntarily discontinued, a post program premium adjustment will remain for 12 months following the first renewal after discontinuation.
Your data is safe with us. State Farm won’t disclose information to third parties except as permitted by the Notice of Privacy Policy.
The app walks you through inviting your employee drivers to join by sending a text with a link to download the Drive Safe & Save Business app.
If you’ve downloaded the app, you can follow in-app steps to pair a beacon. Once a beacon is paired with a vehicle, the app is ready to record trips for any user that drives that vehicle.
The app runs in the background, so you don’t need to log in every time you drive. But it’s a good idea to check the app often and make sure trips are recording.
State Farm has partnered with Cambridge Mobile Telematics (CMT) to bring you Drive Safe & Save.
You may see emails, texts or other communications from CMT, when you enroll in Drive Safe & Save Business.
The same vehicle cannot be enrolled in both the Drive Safe & Save and Drive Safe & Save Business programs.
Only eligible commercially rated vehicles can be enrolled in Drive Safe & Save Business.
If you have vehicles already enrolled in Drive Safe & Save just keep your existing beacon in those vehicles and continue to use the State Farm app. Downloading the Drive Safe & Save Business app on the same phone should not interfere with the State Farm app.
Get a local agent who gets you
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
Simple Insights®
Looking for ways to help keep your small business running smoothly? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
*Mileage and odometer readings are excluded from the Drive Safe & Save discount on certain policies in certain states.
return to reference 1 Setup required.
return to reference 2Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required. This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.
This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third-party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third-party site. Access to third-party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third-party sites.
Life Insurance and annuities are issued by State Farm Life Insurance Company. (NotLicensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL
State Farm Fire and Casualty Company
State Farm General Insurance Company
Bloomington, IL
State Farm Life Insurance Company
(Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company
(Licensed in NY and WI)
Bloomington, IL
State Farm County Mutual Insurance Company of Texas
Richardson, TX
State Farm Fire and Casualty Company
Tallahassee, FL
State Farm Lloyds
Richardson, TX