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How to access your business accountsHere’s how to easily show proof of liability insurance.1
Create a certificate of insurance
Answer three questions to learn about products for your business.
Select a small business category to learn how we help protect it.
Business owners insurance
Commercial auto insurance
Contractors insurance
Farm and ranch insurance
Inland marine insurance
Surety and fidelty bonds
Select a liability category to learn how we help protect you.
Commercial liability umbrella insurance
Professional liability insurance
Employee practices liability insurance
Employers non-owed and hired car coverage
Business & residential association insurance
Select an employee category to learn how we help you protect them.
Workers' compensation insurance
Risk management & loss prevention insurance
Group life insurance
Key employee incentives
Key employee life insurance
Business interruption insurance
Select a financial service category to learn how you may help your business grow.
A business owners policy may help protect your business from various covered claims, including bodily injury, property damage and injuries done to others that may occur resulting from your organization’s operations. Liability and property coverages are included in one combined package to help you manage unexpected risks in business.
Since 1935, State Farm has been helping small business owners manage risk, plan for the future and protect what they’ve built.
Here’s what you can expect:
Small business insurance is designed to help protect you against a range of risks. As you decide whether you need business insurance, here are some things to consider:
General liability insurance covers physical risks such as bodily injury and property damage, while professional liability insurance covers financial losses resulting from errors, omissions, or negligence in providing professional services.
This will vary based on the value of your building and inventory, and also the nature of your business and the services you provide or the products you sell.
You can lower your premiums with higher deductibles and loss prevention/mitigation measures (e.g. burglar alarms, automatic sprinkler systems).
There are many factors that may include the value, construction and age of your building, the value of your inventory, the types of products you sell or the services you provide, and loss prevention/mitigation measures you have.
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
Looking for ways to help keep your small business running smoothly? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.
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Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
State Farm Fire and Casualty Company
State Farm General Insurance Company
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL
State Farm Fire and Casualty Company
Tallahassee, FL
State Farm County Mutual Insurance Company of Texas
State Farm Lloyds
Richardson, TX
