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Whole life insurance helps your family prepare for the unexpected. The guaranteed death benefit can help replace a family's loss of income, help with mortgage costs, or educational needs — or to leave a legacy for the next generation. Over time, these policies build cash value that grows tax-deferred. This “living benefit”footnote 1 can be accessed during your lifetime. State Farm Life Insurance Company or State Farm Life and Accident Assurance Company (residents of NY and WI only) can help.
If interested in discussing your life insurance needs, please contact a State Farm® agent.
A lifetime of benefits without a lifetime of premiums. Pay premiums for 10, 15, or 20 years. Your choice.
One premium payment, a lifetime of benefits.
This policy is designed to ease the financial burden of burial expenses. Not available in NY.
Guaranteed Issue Whole Life (New York only) is designed to ease the financial burden of burial expenses.
#1 in Customer Satisfaction among Life Insurance Providers for 5 years in a row.footnote *
Products | Best if seeking | Premiums |
---|---|---|
Whole Life | Guarantee of lifetime coverage, level premiums, and cash value accumulation. | Guaranteed to stay the same your entire life. |
Limited Pay Whole Life | Lifetime of coverage without a lifetime of premiums. | Level premiums last 10, 15, or 20 years based on choice. Once all premiums are paid, the policy becomes paid-up while the coverage continues. |
Single Premium Whole Life | Immediate protection without additional payments. | One premium. |
Guaranteed Issue Final Expense (Not available in NY) | Choose $10,000 to $15,000 in coverage to help with final expenses. You won’t be turned down due to medical reasons. Offered to individuals between the ages of 45 to 80. | Guaranteed to stay the same for your entire life. |
Guaranteed Issue Whole Life (NY only) | Choose $10,000 to $15,000 in coverage to help with final expenses. You won’t be turned down due to medical reasons. Offered to individuals between the ages of 50 to 75. | Guaranteed to stay the same for your entire life. |
Whole Life | ||
---|---|---|
Best if seeking | Guarantee of lifetime coverage, level premiums, and cash value accumulation. | |
Premiums | Guaranteed to stay the same your entire life. |
Limited Pay Whole Life | ||
---|---|---|
Best if seeking | Lifetime of coverage without a lifetime of premiums. | |
Premiums | Level premiums last 10, 15, or 20 years based on choice. Once all premiums are paid, the policy becomes paid-up while the coverage continues. |
Single Premium Whole Life | ||
---|---|---|
Best if seeking | Immediate protection without additional payments. | |
Premiums | One premium. |
Guaranteed Issue Final Expense (Not available in NY) | ||
---|---|---|
Best if seeking | Choose $10,000 to $15,000 in coverage to help with final expenses. You won’t be turned down due to medical reasons. Offered to individuals between the ages of 45 to 80. | |
Premiums | Guaranteed to stay the same for your entire life. |
Guaranteed Issue Whole Life (NY only) | ||
---|---|---|
Best if seeking | Choose $10,000 to $15,000 in coverage to help with final expenses. You won’t be turned down due to medical reasons. Offered to individuals between the ages of 50 to 75. | |
Premiums | Guaranteed to stay the same for your entire life. |
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
return to reference * For J.D. Power 2024 award information, visit jdpower.com/awards
return to reference 1 Permanent life insurance develops cash value that can be borrowed. Policy loans accrue interest and unpaid policy loans and interest will reduce the death benefit and cash value of the policy. The amount of cash value available will generally depend on the type of permanent policy purchased, the amount of coverage purchased, the length of time the policy has been in force and any outstanding policy loans. There may be tax consequences associated with policy loans. Neither State Farm nor its agents provide tax or legal advice.
return to reference 2 Dividends are a return of premium and are based on the actual mortality, expense, and investment experience of the Company. Dividends are not guaranteed.
This is a general description of coverage. A complete statement of coverage is found only in the policy.
For more details on coverage, costs, restrictions, and renewability, or to apply for coverage, contact your local State Farm agent.
Insurance policies and/or associated riders and features may not be available in all states, and policy terms and conditions may vary by state.
Securities are not FDIC insured, are not bank guaranteed and are subject to investment risk, including possible loss of principal.
Each State Farm insurer has sole financial responsibility for its own products.
State Farm Life Insurance Company (Not licensed in MA, NY or WI)
State Farm Life and Accident Assurance Company (Licensed in NY and WI)
Bloomington, IL