Condo insurance discounts

Thousands of condo1 unitowners choose State Farm® for our quality coverage, personalized service, and competitive rates. It’s even more affordable if you take advantage of our many discounts. See how you might save more.

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Bundle and save2

When you purchase both condo unitowners and auto insurance from State Farm, you may qualify for discounts on both policies. That means a State Farm auto insurance customer can generally get condo unitowners coverage for just a few dollars more per month.

Discover the discounts from State Farm

Discounts vary by state. Contact your State Farm agent to determine which discounts are available in your area.

Home alert protection discount

You may be eligible for a discount on your condo unitowners insurance if you have installed fire, smoke, or burglar alarms or any other home monitoring system. You can secure your home in many ways.

Automatic sprinklers discounts

If your condo unit has an indoor automatic sprinkler system, you may qualify for a discount on your condo unitowners insurance.

Wildfire mitigation discounts

In California, policyholders who take proactive steps to protect their home from wildfires may be eligible for one or more wildfire mitigation discounts. Discounts may be available at a community level for policies located within designated communities. Or, for those policies meeting specific qualification criteria, discounts may be available at a property level. Check with your State Farm agent to learn more about wildfire mitigation discounts.

Frequently asked questions about condo insurance discounts

In most cases, yes. Your State Farm agent should be able to tell you what systems make you eligible for a discount.

It should only affect your premium payment, not your coverage.

You might be eligible for a discount if you haven’t filed a claim in a number of years, typically within the past three to five years.

Get a local agent who gets you

There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.

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Simple Insights®

Looking for help protecting your condo? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.

A young woman relaxes with a book in her blue chair next to the window of her new condo.Pros and cons of buying a condoLooking at a ransacked condo.Protecting yourself from burglaryTwo young children wave at a passing fire truck from their driveway.Create a fire evacuation plan

1 Use of the term ‘condo’ on the page is a specific and exclusive reference to the condominium unitowners policy offered by State Farm.

2 Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.

Discount availability and discount amounts may vary.

State Farm Fire and Casualty Company
State Farm General Insurance Company
Bloomington, IL

State Farm Florida Insurance Company
Tallahassee, FL

State Farm Lloyds
Richardson, TX

State Farm County Mutual Insurance Company of Texas
Dallas, TX