Competitive North Carolina auto insurance discounts

Once your car (or the one it replaced) has been with State Farm Mutual Automobile Insurance Company for at least three continuous years without a chargeable accident during this period, you may receive a discount. This auto insurance discount may increase over time if the policy remains in force and there continues to be no chargeable accidents.

Vehicles in North Carolina equipped with a factory-installed air bag will receive an auto insurance discount on the premium.

Drive Safe & Save puts you in the driver’s seat of your discount. You'll save with an initial discount just for signing up.^footnote* From there, how you drive determines how much you save – up to 30%.^{footnote **}

Learn more about Drive Safe & Save

return to reference * Setup required.
return to reference ** Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.

You may be eligible to receive this auto insurance discount if each of the drivers in the household has had no moving violations and no at-fault accidents during the past three years. The private-passenger vehicle receiving the discount must also be insured in Plan A.

NOTE: All driving history will be verified at the time an application is submitted for car insurance. This discount may be replaced with the Accident-Free Discount once you have been a State Farm customer for three years.

You may be eligible for this multiline discount if you are the named insured on a qualifying State Farm home, renters, condo, life or health policy.