Be rewarded with Drive Safe & Save® discounts

Enrolling in Drive Safe & Save may help you get an auto insurance discount up to 30% based on how you drive.² You get a discount just for enrolling.³ Please talk to your State Farm agent for more information.

Drive Safe & Save is a discount² for participating customers. You’ll get a discount when you sign up, but you must complete setup to keep that discount. If your required steps are not completed before the setup window expires, your discount will be removed back to the date it was added.

After you complete setup and we have enough data to calculate your discount, the Drive Safe & Save discount is updated at each renewal based on your annual mileage* and basic driving characteristics.

Your discount may vary from term to term based on your actual driving, but will not add a surcharge to your policy.

If you currently receive a premium reduction for low estimated annual mileage (under 7,500 miles annually for personal use) and your car is driven more than that, your premium may increase at a future policy renewal to reflect your actual mileage.

* Mileage and odometer readings are excluded from the Drive Safe & Save discount on certain policies in certain states.

Your discount is adjusted at each policy renewal (typically every six months) using driving information from up to the prior 12 months when available. Changes in your driving will be reflected in your discount amount, so your discount amount can increase or decrease at each renewal.

Make sure you have the State Farm app downloaded (text SAVE to 42407 for a link to download).

Log in to the app using your statefarm.com user ID and password or your driver's license information.

In certain states, you may be required to take some steps in the app to finish your enrollment. This includes accepting the consent to participate, verifying your email address, and confirming the address where you’d like your beacon mailed.

When the envelope with your beacon(s) arrives, take it to the car and follow the easy setup steps in the app (while not driving, of course). This will include connecting your beacon(s) to the app and providing odometer readings*.

If you find you need help along the way with setup, check out the mobile troubleshooting tips or watch the video “Drive Safe & Save Setup Process.”

* Mileage and odometer readings are excluded from the Drive Safe & Save discount on certain policies in certain states.

Your discount is based on your annual mileage* and driving characteristics. The more you're on the road, the more likely an accident could occur, so HOW you drive those miles is just as important as how many miles you drive. To help maximize your discount opportunity, concentrate on smooth and consistent driving.

After each trip, the State Farm app shows you a map of your route and driving events along the way. While not everything the app shows you impacts your discount, the feedback all contributes toward you being the safest driver you can be.

Acceleration — Starting fast off the line? The app will show you where you might have accelerated faster than is generally considered safe. Quick acceleration can make cars more difficult to control.

Braking — The app will show you if you've made any fast, hard stops. We understand there are times you need to stop quickly to avoid a collision. However, making frequent fast stops is indicative of driving too fast and following too closely. Maintain a safe speed and distance to avoid collisions. Keep an eye on your braking scores to help see if this has become a habit for you.

Cornering — You'll see along your route if you make any quick, sharp turns. These indicate you may have not allowed yourself proper time and clearance for the turn. For example, turning left in front of oncoming traffic at an intersection.

Phone Distraction — Distracted driving is a serious problem, and one of the highest predictors of accidents. It's important to keep your hands on the wheel and your eyes on the road. Phone distraction will appear in the app when these three things happen at the same time:

• The vehicle is moving,
• The phone recording the trip is moving within the vehicle, and
• The phone screen is on.

Speed — The app shows you when you've exceeded the speed limit by 8 miles per hour or more. We think it's important for you to understand when this happens — and maybe how it impacts other driving characteristics, like acceleration, braking, and cornering.

*Mileage and odometer readings excluded from discount in certain states.

Using the sticker on the back of the Bluetooth beacon to adhere to your windshield is not a requirement, but is strongly recommended. We understand some local laws, vehicle sensors, or vehicle upgrades (e.g., tinting) may prevent you from mounting the beacon to the windshield behind your rearview mirror. If this is the case, choose another sturdy, stationary location to stick the beacon, making sure not to adhere it to a surface it may damage.

If the beacon is not adhered to a sturdy surface (e.g., stored in a glove box/console, fastened to a door, etc.), the accuracy of events can be impacted. Also, if there is metal between the beacon and the phone (e.g., if the beacon is inside a trunk or a metal-lined central console), the Bluetooth connection can be interrupted or weak, which impacts trip recording.

Yes. Explore the other auto discounts available from State Farm.

Your data is safe with us. We don't sell your information. The data we collect is used to help you create safe driving habits and may be used to calculate the amount of your discount. In limited situations, we will share information with third parties. For more information, see the State Farm Privacy Policy.