Drive Safe & Save Mobile for your smartphone

Drive Safe & Save is a discount for participating customers and does not surcharge your policy.

The Drive Safe & Save discount is based on how you drive. If we don’t get enough of your driving information, your discount may be $0.footnote *

Your discount may vary from term to term based on your actual driving.footnote **

return to reference* A discount may not be available in NC depending on individual facts and circumstances.

return to reference** In certain states, if you currently receive a premium reduction for low estimated mileage and your car is actually driven more than that, your premium may increase at a future policy renewal to reflect your actual mileage.

Make sure you have the Drive Safe & Save app downloaded (text SAVE to 42407 for a link to download).

Log in to the app using your driver's license information or your statefarm.com user ID and password. 

In most states, a Bluetooth beacon will arrive in the mail a few days after enrolling. If you’re in Ohio, you’ll need to order the beacon in the Drive Safe & Save app. When your beacon ships, we’ll send you a shipment tracking email. When the envelope with your beacon(s) arrives, take it to the car and follow the easy setup steps in the app (while not driving, of course). This will include connecting your beacon(s) to the app and providing odometer readings.footnote *

return to reference * Mileage and odometer readings excluded from discount in certain states.

Your discount is adjusted at each policy renewal (typically every six months) using driving information from up to the prior 12 months when available. Changes in your driving will be reflected in your discount amount, so your discount amount can increase or decrease at each renewal.

Your discount is based on your annual mileagefootnote * and driving characteristics. The more you're on the road, the more likely an accident could occur, so HOW you drive those miles is just as important as how many miles you drive. To help maximize your discount opportunity, concentrate on smooth and consistent driving.

After each trip, the Drive Safe & Save appfootnote * shows you a map of your route and driving events along the way. While not everything the app shows you impacts your discount, they all contribute toward you being the safest driver you can be.

• Acceleration – Starting fast off the line? The app will show you where you might have accelerated faster than is generally considered safe. Quick acceleration can make cars more difficult to control.
• Braking – The app will show you if you've made any fast, hard stops. We understand there are times you need to stop quickly to avoid a collision. However, making frequent fast stops is indicative of driving too fast and following too closely. Maintain a safe speed and distance to avoid collisions. Keep an eye on your braking scores to help see if this has become a habit for you.
• Cornering – You'll see along your route if you make any quick, sharp turns. These indicate you may have not allowed yourself proper time and clearance for the turn. For example, turning left in front of oncoming traffic at an intersection.
• Phone Distraction – Distracted driving is a serious problem, and one of the highest predictors of accidents. It's important to keep your hands on the wheel and your eyes on the road. Phone distraction will appear in the app when these three things happen at the same time:
  • The vehicle is moving,
  • The phone recording the trip is moving within the vehicle, and
  • The phone screen is on.
• Speed – The app shows you when you've exceeded the speed limit by 8 miles per hour or more. We think it's important for you to understand when this happens – and maybe how it impacts other driving characteristics, like acceleration, braking, and cornering.

return to reference * Mileage and odometer readings excluded from discount in certain states.

Using the sticker on the back of the Bluetooth beacon to adhere to your windshield is not a requirement, but is strongly recommended. We understand some local laws, vehicle sensors, or vehicle upgrades (e.g. tinting) may prevent you from mounting the beacon to the windshield behind your rearview mirror. If this is the case, choose another sturdy, stationary location to stick the beacon, making sure not to adhere it to a surface it may damage.

Please understand the trip data captured may be incomplete if you choose not to mount the beacon at all.

If the beacon is not adhered to a sturdy surface (e.g., stored in a glove box/console,  fastened to a door, etc.), the accuracy of events can be impacted. Also, if there is metal between the beacon and the phone (e.g., if the beacon is inside a trunk or a metal-lined central console), the Bluetooth connection can be interrupted or weak, which impacts trip recording.

Yes, there are other discounts like Connected Car, Steer Clear and teen driver discounts. You may also ask your State Farm agent about our Good Student discount.

Your data is safe with us. We don’t sell your information. The information Drive Safe & Save gathers while you drive is temporarily stored on our secure servers. 

State Farm will only share policyholder information as required by law and as stated in the State Farm Privacy Policy.

We’ve been in the insurance business for over a century. And we’ve answered quite a few frequently asked questions.