All assigned drivers under 25 who are full-time students in high school or at a college or university, and the scholastic records for the immediately preceding school semester show that this student meets at least one of the following:
- Ranked scholastically in the upper 20% of his or her class
- Had a grade average of B or higher
- Had a grade point average of 3.0 (out of 4.0) or higher
- Made the Dean's List or Honor Roll
Drivers who have earned an Associate's degree or equivalent and have a qualifying scholastic record meeting one of the above requirements may be considered. Drivers who have earned a Bachelor's degree with or without a qualifying scholastic record may be considered as well.
Home study students may be eligible if they submit evidence they have taken certain national standardized tests, administered within the last 12 months and ranked in the upper 20%.
Proof of eligibility is required when an application for insurance is submitted.