What does uninsured/underinsured cover?
Both coverage types may help cover expenses when you’re in an accident, such as:
- Lost wages
- Medical expenses
- Pain and suffering
- Related damages to your car (if applicable in your state)
We value your privacy. We may collect personal information from you for business, marketing, and commercial purposes.
Read more
Do Not Sell or Share My Personal Information (CA residents only)
If you’re in an accident and the driver who hits you doesn’t have enough liability coverage — or even worse, none at all — adding coverage for an uninsured and under-insured motorist to your State Farm® auto insurance policy may provide coverage for damages you are legally entitled to collect from that other driver.
Both coverage types may help cover expenses when you’re in an accident, such as:
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
Looking for help protecting your vehicle? You’ve come to the right place. Articles from Simple Insights draw on over 100 years of State Farm knowledge.
Please remember that the preceding descriptions contain only a general description of available coverages and are not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements. Coverage options may vary by state. To learn more about auto insurance coverage in your state, contact your State Farm agent.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL
State Farm County Mutual Insurance Company of Texas
Richardson, TX