What is roadside assistance insurance?

With emergency roadside coverage from State Farm, we’ll send someone who’ll help you get back on the road.

If you have emergency road service coverage with your State Farm Auto Insurance, and your vehicle — regardless if it’s a car, truck, or electric vehicle — breaks down or becomes disabled, we'll help pay for reasonable, emergency services.

• Mechanical labor at the breakdown site (up to one hour). For example, if your car won’t start because of a minor issue, a technician can diagnose and possibly fix the problem on the spot.
• Towing to the nearest repair location if the covered vehicle is not drivable. Say your car breaks down on the highway and can’t be repaired right away. The coverage helps pay to tow it to the nearest garage for inspection.
• Towing if the covered vehicle is stuck on or immediately next to a public road, such as in a ditch on a snowy road.
• Delivery of gas, oil, battery, or change of tire (but not the cost of these or similar items) necessary to return a covered vehicle back to driving condition.
• Locksmith labor to unlock a covered vehicle if its key is lost, stolen, or locked inside the vehicle (up to one hour).

Some limitations to roadside assistance coverage are:

• Towing costs beyond what it would cost to tow your vehicle to the nearest repair facility if you prefer that your car be taken to your favorite mechanic.
• Labor costs beyond the first hour, if your issue is more than a minor fix at the breakdown site.

Please speak with an agent or check your policy for additional coverage limitations.