State Farm Classic+® fueled by Hagerty®
Currently available in Arizona, Connecticut, Illinois or Indiana. For other states, see our classic car coverage.
Why State Farm Classic+?
Guaranteed Value® coverage
Provides an agreed-upon value upfront and, in the event of a covered total loss, we will pay that full amount — minus any deductible.1
Knowledgeable specialty claims service
There for you seven days a week. State Farm Classic+ adjusters receive 80 hours of training in classic vehicle repair every year with parts specialists on staff whose only job is tracking down parts. You also can choose the repair shop or get paid to do the work yourself.
Coverage for evacuation expense, spare parts and car covers
Including reimbursement for expenses to move your vehicle from such events as wildfires or hurricanes.
Lower rates
Than many standard auto policies because we only protect vehicles that aren’t driven daily.
What kind of car is eligible?
To qualify for classic car insurance under the State Farm Classic+ policy, your vehicle must meet the following criteria:
Age
It must be 10 years old or a replica of a vehicle over 10 years old.
Usage
Your antique or classic car must be used on a very limited basis, such as club functions, exhibitions, organized meets, tours or occasional pleasure driving. It can’t be your primary use vehicle.
Condition
It must be in “good” or better condition unless under active restoration.* Good condition means a vehicle that drives and runs well without any visual flaws to the casual passerby.
*Under Construction coverage is available for restoration projects.
Be a part of the Hagerty Drivers Club (HDC)®2
Want the ultimate membership community for car lovers? This Hagerty benefit is available to State Farm customers through your State Farm agent.
For just $70 per year, members3 enjoy:
- 24/7 emergency roadside service
- Original content online and through HDC Magazine
- Exclusive automotive offers
- Expert support
- Upgraded member experiences
- Exclusive access to Hagerty Marketplace
Optional coverages for your vintage car4
- Cherished Salvage® Coverage
- Vehicle Under Construction
- Automotive tools & automobilia coverage
- Value-added Endorsement
- Motorsports Advantage Endorsements
- Trailers
Get a local agent who gets you
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
1 Guaranteed Value includes all taxes and fees unless prohibited by state law. Not applicable in Massachusetts and North Carolina. Contact your State Farm agent for details.
2 Hagerty Drivers Club is a membership offering provided exclusively through Hagerty. It is not an insurance coverage, and is not offered through State Farm Classic+. Hagerty & Hagerty Drivers Club are registered trademarks of the Hagerty Group LLC,© 2021 The Hagerty Group, LLC. All Rights Reserved.
3 Membership by Hagerty Drivers Club (HDC), a non-insurance subsidiary of The Hagerty Group, LLC. For additional information and a complete description of benefits, visit hagerty.com/corporate/legal. Purchase of insurance not required for membership in HDC.
4 This is only a general description of coverages and is not a statement of contract. All coverages are subject to all policy provisions and applicable endorsements and may vary by state. Nor is this an application for insurance. For further information on antique auto and classic car insurance, contact a State Farm agent.
State Farm Classic Insurance Company
Bloomington, IL