Hey, neighbor,
need a personal loan?
Whether you’re putting a pool out back, planning a wedding or purchasing a private-party vehicle, U.S. Bank® can help make your dreams a reality. Check your rate today with no impact to your credit.
Check rates with U.S. BankLearn more about personal loans
Check out the benefits
The State Farm® alliance with U.S. Bank brings you fantastic loan options. For good-credit customers, U.S. Bank offers easy, unsecured loans from $1,000-$50,000 for a variety of purposes. U.S. Bank will consider your credit score, debt-to-income, credit history, U.S. Bank and Alliance relationship, along with other factors when making underwriting decisions. U.S. Bank provides you with three key benefits:
Check your rate
See rates and terms available to you without impacting your credit score. If approved, you’ll pay the same amount every month for the selected term.
Same-day funding available1
Get access to your funds fast — in as little as two hours when depositing into a U.S. Bank checking or savings account.
No fees2
No origination fees, no late fees, and no prepayment penalties.
Estimate your payment
With a few quick questions, let U.S. Bank’s loan calculator estimate your monthly payment.
U.S. Bank’s loan calculatorGet a loan for almost any purpose
You can use a personal loan for any purchase or project with no collateral requirements. This one-time funding can help cover such things as home renovations, special events, vacations, private-party vehicle or boat purchases, medical bills or consolidating debts.
Finance a home project
Whether selling your home or staying put, you can use a personal loan to fund home remodeling, repairs or upgrades.
Pay for a wedding
With a personal loan, you can help cover big-ticket items and unexpected expenses a wedding can bring.
Fund your move
Hire movers or buy new furniture with help from a personal loan whether you’re moving across the street or across the country.
Cover emergency expenses
When faced with an unexpected bill like buying a car from a private party, a personal loan can help you get the funds you need quickly.
Consolidate your debt
Help combine your debt into one payment at a competitive rate with a personal loan.
Take a vacation
Plan that once-in-a-lifetime trip or a dream honeymoon with a personal loan to help cover those travel costs.
Get a local agent who gets you
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
1Return to reference Funds are generally available within two hours for customers who elect to deposit loan proceeds into a U.S. Bank checking or savings account. Actual timing may be longer or shorter depending on the time of day we process your loan documents and depending on your financial institution.
2Return to reference Personal loan: As of February 12, 2024 the fixed Annual Percentage Rate (APR) ranged from 8.74% APR to 24.99% APR, and varies based on credit score, loan amount, purpose and term. Minimum loan amount is $1,000 and loan terms range from 12 to 84 months. The lowest APR in the range is available on loans of $10,000 or more with a term of 12-36 months, a credit score of 800 or greater, purpose of home improvement and includes discount for automatic payments from a U.S. Bank or external personal checking or savings account. Automatic payments and U.S. Bank personal checking or savings account are not required for loan approval. Electronic funding to a non-U.S. Bank account requires verification and can take one to four business days. Not all loan programs are available in all states. The Consumer Pricing Information disclosure lists fees, terms, and conditions that apply to U.S. Bank personal checking and savings accounts. This disclosure can be obtained by visiting a U.S. Bank branch or calling 800-872-2657. Loan payment example: on a $10,000 loan for 36 months, monthly payments would be $316.79 and APR of 8.74% with automatic payments from a personal checking or savings account and for the purpose of home improvement. Maximum loan amounts may vary by credit score. Loan approval is subject to credit approval and program guidelines. Interest rates and program terms are subject to change without notice.
Installment loans are offered by U.S. Bank National Association. Deposit products are offered by U.S. Bank National Association. Member FDIC.
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