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Insurance Agent Oscar Espinal
STATE FARM® INSURANCE AGENT, ROCKVILLE CENTRE, NY

Oscar Espinal

Would you like to get a quote?

Office Details:

Street Address:

566 Merrick Road
Rockville Centre, NY 11570-5547

Landmark:

Right next to CityMD and SouthBay Fuel Injectors.

Languages:

English

Office Hours (EST):

Mon- Fri 9:00am-6:00pm
Sat & Sun by Appointment

Phone:

Fax:

516-240-2322

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay current insurance bills, manage notifications and set up future payments.

About Me:

  • Agent - Owner since 2016
  • Family owned and operated
  • Hofstra University - Hempstead, NY
  • Bilingual - Spanish/English (speak, read and write)
  • Board Member - Aspira of New York
  • Rockville Centre Resident
  • Text Save to 42407 for Auto DSS Discount
  • Offering Auto, Homeowners/Renters/Condo Insurance
  • Offer Motorcycle, Antique Car, Boat & Jet-Ski Insurance
  • Offering Life Insurance Quotes
  • Insure Jewelry/Antiques with Personal Articles Policy
  • Small Business and Business Liability Insurance
  • Offering Workers Compensation Insurance
  • Quotes are Free, Call or Stop by!!!
  • Serving Rockville Centre, Oceanside and Lynbrook
  • Serving Nassau and Suffolk Counties


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Oscar Espinal can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Rockville Centre, NY that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Oscar Espinal in Rockville Centre, NY will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Call or email an agent for a car insurance insurance quote.


Motorcycle Insurance

Did you know State Farm has offered motorcycle insurance since 1962?  State Farm offers motorcycle insurance for 2 & 3 wheeled motorcycles, mopeds and scooters.  You get the same reliable service from the largest  auto insurance provider in the U.S.  From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. 

Work with Oscar Espinal in Rockville Centre, NY to customize your policy with coverages, discounts, and optional add-ons for your bike. Availability and eligibility may vary.

Start your motorcycle insurance quote today.



Recreational Vehicles

Do you enjoy the great outdoors with a motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Oscar Espinal in Rockville Centre, NY about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Rockville Centre, NY. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Oscar Espinal in Rockville Centre, NY will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

StateFarm Ting

Protect your place from electrical fires

  • State Farm and Ting* can help you prevent electrical fires before they happen – for free.
  • Ting program only available to eligible Non-Tenant State Farm Homeowner policyholders.
Explore Ting

* The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Rockville Centre, NY. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Oscar Espinal in Rockville Centre, NY about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Rockville Centre, NY. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Oscar Espinal in Rockville Centre, NY to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a small business insurance quote.


Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Oscar Espinal in Rockville Centre, NY will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Rockville Centre, NY. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Oscar Espinal in Rockville Centre, NY to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Rockville Centre, NY. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Oscar Espinal in Rockville Centre, NY to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Rockville Centre, NY. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Oscar Espinal to get more information about annuities in Rockville Centre, NY that support your financial goals.

Call or email an agent for investment information.

About Me:

  • Agent - Owner since 2016
  • Family owned and operated
  • Hofstra University - Hempstead, NY
  • Bilingual - Spanish/English (speak, read and write)
  • Board Member - Aspira of New York
  • Rockville Centre Resident
  • Text Save to 42407 for Auto DSS Discount
  • Offering Auto, Homeowners/Renters/Condo Insurance
  • Offer Motorcycle, Antique Car, Boat & Jet-Ski Insurance
  • Offering Life Insurance Quotes
  • Insure Jewelry/Antiques with Personal Articles Policy
  • Small Business and Business Liability Insurance
  • Offering Workers Compensation Insurance
  • Quotes are Free, Call or Stop by!!!
  • Serving Rockville Centre, Oceanside and Lynbrook
  • Serving Nassau and Suffolk Counties

Our Mission:

At the Oscar Espinal State Farm Office, we understand that insurance can be complex, and our mission is to simplify the process for you. We take the time to understand your unique needs and provide insurance products that fit your budget and lifestyle. We value honesty, transparency, and we are upfront with you about your coverage options. Our commitment to excellence is unwavering, and we go above and beyond to exceed your expectations.

Our Team:

Ariadne Morales
Account Representative
Lic#: LA-1697104
Lic#: PC-1697104
Ariadne Morales is an insurance representative at the Oscar Espinal State Farm office. Licensed in Auto, Home, Commercial, Life, and Health insurance, she is dedicated to protecting what matters most to customers. Ariadne loves traveling and has a soft spot for animals, owning two hairless cats. Joined in October 2021, she has developed a passion for safeguarding people's belongings.
Cesar Sanchez
Account Representative
Lic#: LA-1104018
Lic#: PC-1104018
Cesar Sanchez, a dedicated professional at the Oscar Espinal State Farm office since 2024, brings extensive insurance experience. Holding licenses in Auto, Fire, Life, Health, and Commercial insurance, he guides customers with his knowhow. A devoted father, Cesar coached his daughters' sports and now coaches them in life. His semi-pro baseball background instilled discipline and teamwork. Cesar's passion for helping others and commitment make him an exceptional insurance professional.
Karen Marin
Account Representative
Lic#: PC-1818454
Pauline Medina Fournier
Account Representative
Lic#: PC-1706871
Pauline is a dedicated and experienced insurance professional with 3 years of industry knowledge. She is proactive and passionate about insuring State Farm customers' business, property, and personal articles. With a warm and caring demeanor, Pauline brings empathy and understanding to her work. She will be your insurance representative to address all your needs and ensure you are properly covered.
Victor Espinal
Account Representative
Lic#: PC-1626854
Karla Mendes
Account Representative
Lic#: LA-887739
Lic#: PC-887739
Karla is a dedicated insurance professional with 6 years of experience. She is passionate about insuring lives through life insurance and pays close attention to detail. With a love for her family, biking, swimming, and dogs, Karla brings energy and enthusiasm to her work. She is a valuable resource in navigating insurance, addressing all your needs with care and know-how. Karla will help to insure what matters most to you.
Rolman Guardado
Account Representative
Lic#: LA-1783003
Lic#: PC-1783003
Rolman Guardado is an insurance representative at The Oscar Espinal State Farm office. Licensed in Auto, Home, Commercial, Life, and Health insurance, he is passionate about soccer. Since joining in March 2022, Rolman finds fulfillment in helping people and making a difference in their lives.
Virginia Urias Morales
Customer Relations Representative
Lic#: PC-1838335
Virginia Urias Morales is a dedicated member of the Oscar Espinal State Farm office. She joined in April '23 after working as a barista. With her auto and home license, she provides reliable assistance. Outside of work, Virginia enjoys spending time with loved ones, valuing those connections.
Edward Guardado
Account Representative
Lic#: LA-1848061
Lic#: PC-1848061
Edward Guardado is a car enthusiast and licensed insurance professional at the Oscar Espinal State Farm office. Joined in November 2023, is knowledge ranges in Auto and Home insurance. Edward enjoys spending time at car shows with loved ones during the sunny months.

Agent's Credentials and Licenses:

NY-LA-1412810
NY-PC-1412810
CT-17852293
NJ-3000957344
PA-955758

Disclosures

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.