Insurance Agent Gary Albert
STATE FARM® INSURANCE AGENT, CHARLOTTESVILLE, VA

Gary Albert

ChFC®, CPCU®, CLU®

Would you like to get a quote?

Office Details:

Street Address:

1380 Rio Road E
Charlottesville, VA 22901

Landmark:

Convienently located at corner of East Rio Road & Hillsdale Dr in Charlottesville, Virginia.

Languages:

English

Office Hours (EST):

Mon-Fri 9:00am to 5:00pm
After Hours By Appointment

Phone:

Fax:

434-978-4600

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay current insurance bills, manage notifications and set up future payments.

About Me:

  • State Farm Agent in Virginia since 2005
  • Former State Farm Claim Representative
  • University of New Orleans - MBA in Finance, Cum Laude
  • Lifetime Million Dollar Round Table Qualifier (MDRT)
  • Lifetime State Farm President's Club
  • Homeowners Insurance Quotes in Charlottesville, VA
  • Free Auto Insurance Quotes in Charlottesville, VA
  • Affiliate Member Charlottesville Association of Realtor
  • Awarded Family Favorite Insurance 2008-2023
  • Small Business Leaders Club
  • Member Charlottesville Chamber of Commerce
  • Baseball Coach Charlottesville Catholic School
  • Finance Council Member Charlottesville Catholic School
  • State Farm Chairman's Qualifier
  • Office Locations in Charlottesville & Palmyra, VA
About Me Photo


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Gary Albert can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Charlottesville, VA that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Gary Albert in Charlottesville, VA will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Motorcycle Insurance

Did you know State Farm has offered motorcycle insurance since 1962?  State Farm offers motorcycle insurance for 2 & 3 wheeled motorcycles, mopeds and scooters.  You get the same reliable service from the largest  auto insurance provider in the U.S.  From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. 

Work with Gary Albert in Charlottesville, VA to customize your policy with coverages, discounts, and optional add-ons for your bike. Availability and eligibility may vary.

Start your motorcycle insurance quote today.



Recreational Vehicles

Do you enjoy the great outdoors with a motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Gary Albert in Charlottesville, VA about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Charlottesville, VA. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Gary Albert in Charlottesville, VA will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

StateFarm Ting

Protect your place from electrical fires

  • State Farm and Ting* can help you prevent electrical fires before they happen – for free.
  • Ting program only available to eligible Non-Tenant State Farm Homeowner policyholders.
Explore Ting

* The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Charlottesville, VA. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Gary Albert in Charlottesville, VA about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Charlottesville, VA. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Gary Albert in Charlottesville, VA to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Life Enhanced®

Build a stronger well-being.
Get guidance and motivation to strengthen key areas of your overall wellness.
Take a closer look

Gary Albert in Charlottesville, VA will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Charlottesville, VA. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Gary Albert in Charlottesville, VA to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Charlottesville, VA. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Gary Albert in Charlottesville, VA to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Charlottesville, VA. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Gary Albert to get more information about annuities in Charlottesville, VA that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Gary Albert to get more information about mutual funds in Charlottesville, VA and financial opportunities.

Call or email an agent for investment information.



Pet Insurance

StateFarm Trupanion

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Gary Albert in Charlottesville, VA about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent in Virginia since 2005
  • Former State Farm Claim Representative
  • University of New Orleans - MBA in Finance, Cum Laude
  • Lifetime Million Dollar Round Table Qualifier (MDRT)
  • Lifetime State Farm President's Club
  • Homeowners Insurance Quotes in Charlottesville, VA
  • Free Auto Insurance Quotes in Charlottesville, VA
  • Affiliate Member Charlottesville Association of Realtor
  • Awarded Family Favorite Insurance 2008-2023
  • Small Business Leaders Club
  • Member Charlottesville Chamber of Commerce
  • Baseball Coach Charlottesville Catholic School
  • Finance Council Member Charlottesville Catholic School
  • State Farm Chairman's Qualifier
  • Office Locations in Charlottesville & Palmyra, VA
About Me Photo

Our Mission:

The Gary Albert State Farm Insurance Team provides Auto Insurance, Home Insurance, Renters Insurance, Life Insurance, Small Business Insurance and more. We hold ourselves to standards of ethics, professionalism, and customer-first service. There is no other option, it is just who we are: Your Local State Farm Team. Two convenient offices locations in Charlottesville & Palmyra, Virginia.
Our Mission Photo

Our Team:

Team Member Profile Photo Karen Thorne
Karen Thorne
Office Manager
Lic#: 529767
Karen has been associated with State Farm for over 20 years. She started her career working in Auto Insurance Claims. She now focuses on Auto & Homeowner's Insurance, and Business Insurance product lines. Karen also takes pride in volunteering in our Charlottesville community, working closely with the local Girl Scout Troop and Charlottesville area schools.
Team Member Profile Photo Kevin Bridges
Kevin Bridges
Multiple Line Representative
Lic#: 1285995
Kevin has been associated with State Farm Agents for 8 years. He started his career working in Auto Insurance Total Loss Claims. He is eager to help our Palmyra community with all of their policy servicing needs. During his free time he enjoys spending time with his young daughter and wife hiking, camping, and playing soccer.
Team Member Profile Photo Willa Kaye
Willa Kaye
Multiple Line Representative
Lic#: 1338055
Willa is a recent UVA graduate and our newest team member. She's eager to begin serving the greater Charlottesville community through quality care. In her spare time, she enjoys spending time with her family, hiking with her dog, and knitting.
Team Member Profile Photo Bryson Alley
Bryson Alley
Multiple Line Representative
Lic#: 1449027
Bryson was born and raised in the Charlottesville area. He plays sports and is a football fan. He enjoys helping individuals and families reach their unique goals and strives to help answer their individual questions and concerns.
Team Member Profile Photo Laura Flanagan
Laura Flanagan
Lic#: 1469508
Laura grew up in South Carolina and relocated to Virginia in 2023. In her free time, she enjoys going to concerts, traveling, seeing the Orioles play, and relaxing with her cats. She looks forward to helping customers in the Charlottesville area.
Team Member Profile Photo MacKenzie Smith
MacKenzie Smith
Multiple Line Representative
Lic#: 1468862
I was born and raised in Virginia and made the move to the Charlottesville area three years ago. With a strong focus on customer relations, I am committed to building lasting connections and ensuring customers feel confident and supported. Outside of work, I enjoy spending time in the kitchen cooking and baking, as well as exploring the beautiful outdoors around Charlottesville, especially taking in the stunning mountain views at places like Humpback Rock.
Team Member Profile Photo Lacee Parrott
Lacee Parrott
Multiple Line Representative
Lic#: 1262779
I was born in Richmond, Va and moved to Louisa County when I was 10 years old. I am married with a beautiful baby girl. I enjoy listening to music and taking rides with my husband on his motorcycle. I have experience in both personal and business lines. Being a respected Insurance Professional is my passion and I look forward to sharing that knowledge with others in our community!
Team Member Profile Photo Mary Vandyke
Mary Vandyke
Lic#: 1441900
Team Member Profile Photo Kristin Albert
Kristin Albert
Lic#: 1364803
Team Member Profile Photo Melissa Robertson
Melissa Robertson
Lic#: 511928
I joined Gary Albert State Farm in Charlottesville with over 25 years of experience working in Insurance and Financial Services. I enjoy helping individuals and families address their auto, home, liability, life and health insurance needs, as well as helping business owners with Worker's Compensation, General and Professional Liability, and their many other Business Insurance needs. I have a great love for the outdoors and enjoys adventure sports.
Team Member Profile Photo Johnny Williamson
Johnny Williamson
Lic#: 1102497
I am an account representative at Gary Albert's State Farm office. I enjoy helping individuals and families address insurance and financial needs. I love the Lake Monticello community where I live and raise my two young children. In my free time, I like being outdoors and active, especially swimming in the lake. I also enjoy volunteering at my church in the kids' ministry. My favorite activity is spending time with my family.
Team Member Profile Photo Christopher McGahren
Christopher McGahren
Multiple Line Representative
Lic#: 1375359
Chris grew up in the Charlottesville and Crozet area, and attended the University of Virginia. He served as a Student Manager of the Men's Basketball Program and suited up for the 2021-2022 season. He enjoys spending time with family and friends, being outdoors and playing basketball.
Team Member Profile Photo Jennifer Knight
Jennifer Knight
Insurance Account Representative
Lic#: 566731
Jennifer has over 20 years of experience in the insurance industry. She helps individuals, families and businesses with their insurance needs. She lives just outside of Charlottesville where she enjoys spending time with family and friends.
Team Member Profile Photo Chris Dollens
Chris Dollens
Multiple Line Representative
Lic#: 1392092
I was born in Washington, D.C. and spent my childhood there and in New York City before eventually moving to Chicago. I studied at Indiana University in Bloomington, and relocated to Virginia in 2022 shortly after graduating. I have a passion for the outdoors, and love skiing and golfing, as well as hiking and other activities. I'm excited to assist customers with their insurance needs in Charlottesville, providing dependable service and personalized guidance.
Team Member Profile Photo Jennifer Stewart
Jennifer Stewart
Office Representative
Lic#: 1478120
I grew up in Delaware but moved to Charlottesville in 2004. I am passionate about my family, pets, and community. In my spare time I enjoy spending time outdoors, painting, working out, and baking.

Agent's Credentials and Licenses:

VA-649977

We're Hiring

It could be the beginning of an exciting career.
This opportunity is about potential employment with an independent contractor agent who solicits application for State Farm products and services, and does NOT result in employment with any of the State Farm Companies. The employment selection decision, terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.

Disclosures

Securities are not FDIC insured, are not bank guaranteed and are subject to investment risk, including possible loss of principal. Neither State Farm nor its agents provide tax or legal advice. State Farm VP Management Corp. is a separate entity from those State Farm and/or unaffiliated entities which provide banking and insurance products. AP2024/07/0846

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:1010 Ednam Ctr Ste 206 , Charlottesvle, VA 22903-4624 Phone: 434-872-5670

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance. 

Pre-existing conditions: If you currently have a pet medical insurance policy, switching carriers or purchasing a new policy may affect certain provisions such as coverages for pre-existing conditions or deductibles already established under your current policy. Let your State Farm® agent know if your existing policy has provisions that might make it beneficial for you to keep. 

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites referenced in this material. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness or quality of the products and services of the third parties.

Benefit available for State Farm customers who have purchased a new life insurance policy since January 1, 2022. While anyone over 18 years of age can join Life Enhanced, certain app features, including rewards, may not be available unless you own an eligible State Farm life insurance policy. At this time, policyholders in Florida and New York are not eligible for the full program. Please note that some policyholders may experience a delay before a new policy is eligible for rewards.

This is not a solicitation to buy or sell State Farm insurance products.

Life Enhanced participation subject to program eligibility and varies by state. Subject to terms and conditions of the agreement. Life Enhanced app is available for Android and iOS. An iOS or Android mobile device may be required to use all Life Enhanced program features. Customers must agree to authorize State Farm to collect health and wellness information data. Mobile application users must agree to a licensing agreement.

Pursuant to relevant tax law, State Farm may send to you and file with the Internal Revenue Service and/or other applicable tax authority a Form 1099-MISC (Miscellaneous Income) for the redemption of Life Enhanced rewards as appropriate. You are solely responsible for any tax consequences arising from the redemption of Life Enhanced rewards. State Farm does not provide tax or legal advice. You may wish to discuss the potential tax consequences of your participation in the Life Enhanced program with a tax or legal advisor.

Each State Farm Insurer has sole financial responsibility for its own products.

State Farm Life Insurance Company (Not Licensed in MA, NY or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.