Insurance Agent Denise Smith
STATE FARM® INSURANCE AGENT, AURORA, CO

Denise Smith

ChFC®, RICP®, CLU®, LUTCF®

Would you like to get a quote?

Office Details:

Street Address:

1278 S Chambers Rd
Aurora, CO 80017

Landmark:

2 blocks south of Mississippi on Chambers Rd and Louisiana

Languages:

English

Office Hours (MST):

Monday - Friday
9:00 - 5:00 pm
Evening/Weekends by appt.

Phone:

Fax:

303-343-2811

Need help with a claim?

Start or track your claim online, or with the State Farm® mobile app.

Need to pay a bill?

Pay current insurance bills, manage notifications and set up future payments.

About Me:

  • State Farm Agent for 18 years
  • 35 Years State Farm Experience
  • Focusing on Financial Goals and Retirement Planning
  • Focusing on Business Insurance for Business Owners
  • Providing College Planning
  • Great discounts on Auto Insurance in Aurora and Denver
  • Offering Life Insurance in Aurora and Denver, CO
  • Providing Health Insurance in Aurora and Denver, CO
  • Assists Out of State Transfers
  • American College Alumni Association Member
  • National Assn of Ins and Financial Advisors Member
  • University of Colorado at Boulder graduate, 1988
  • Cross Country and Track Letter Winner, 1983-1987
About Me Photo


Let us help you create a Personal Price Plan®

Everyone loves saving money. Customize a coverage plan that helps protect what’s important to you – family, things and your bottom line. From safe driving rewards, bundling options and discounts*, Denise Smith can help you create a solution that’s right for you.

Prices are based on rating plans that may vary by state. Coverage options are selected by the customer, and availability and eligibility may vary.
*Customers may always choose to purchase only one policy, but the discount for two or more purchases of different lines of insurance will not then apply. Savings, discount names, percentages, availability and eligibility may vary by state.



Auto Insurance

Buckle up with State Farm, and get auto insurance in Aurora, CO that fits your needs. You’ve got plenty of options — from collision and comprehensive to rental and rideshare. If you need more than an auto policy for the family, we provide car insurance coverage for new drivers, business travelers, collectors, and more. Not to mention, State Farm is the largest auto insurance provider in the U.S.1 You could even save more by combining the purchase of auto and home policies.

Denise Smith in Aurora, CO will help you get your Personal Price Plan for auto insurance. It’s fast and easy!

1. Ranking and data from S&P Global Market Intelligence, based on direct premiums written as of 2018.

Start your car insurance online quote. It’s fast and easy!



Motorcycle Insurance

Did you know State Farm has offered motorcycle insurance since 1962?  State Farm offers motorcycle insurance for 2 & 3 wheeled motorcycles, mopeds and scooters.  You get the same reliable service from the largest  auto insurance provider in the U.S.  From bodily injury and property damage to theft and emergency expenses, our motorcycle insurance offers more coverage options so you only need to add extra coverage if you need it. 

Work with Denise Smith in Aurora, CO to customize your policy with coverages, discounts, and optional add-ons for your bike. Availability and eligibility may vary.

Start your motorcycle insurance quote today.



Recreational Vehicles

Do you enjoy the great outdoors with a motorhome, camping trailer, boat or off-road vehicle?  The world of recreational vehicles is almost as diverse as the list of recreational activities you might enjoy with them!  Recreational vehicles are built for adventure, but before you head out to hit the open road, water or trails make sure your toys have quality coverage with options designed with recreational vehicles specifically in mind.  Protect your most valued items wherever you roam.

Want more information? Ask Denise Smith in Aurora, CO about a recreational vehicle insurance quote.

Call or email an agent for a recreational vehicle quote.



Homeowners Insurance

Protect your largest investment from unexpected events life may throw your way with State Farm® Homeowners Insurance in Aurora, CO. So, what’s covered?1 Your home insurance ensures you can repair or replace your home, as well as the items you value. Personal property is covered even if you're on vacation, running errands or holding items in storage. More homeowners choose State Farm as their home insurance company over any other insurer.2

Denise Smith in Aurora, CO will help you get started after you complete a homeowners insurance online quote. It’s fast and easy!

1. Please refer to your actual policy for a complete list of covered property and covered losses.
2. Data provided by S&P Global Market Intelligence and State Farm Archive.

Start your homeowners insurance quote. It’s fast and easy!

StateFarm Ting

Protect your place from electrical fires

  • State Farm and Ting* can help you prevent electrical fires before they happen – for free.
  • Ting program only available to eligible Non-Tenant State Farm Homeowner policyholders.
Explore Ting

* The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY



Renters Insurance

Renters insurance, also known as apartment insurance, covers your personal property — like computers, TVs, electronics, bicycles, furniture, and clothing — both inside and away from your apartment or other home that you may rent. Renters’ insurance coverage1 even extends to personal property in your car. Renters insurance typically covers losses to your personal property caused by fire, smoke damage, sudden and accidental covered water damage, thefts, burglaries, vandalism or vehicle damage.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your renters insurance quote. It’s fast and easy!



Personal Articles

Do you have important treasures like collectibles, jewelry, sports equipment, and others? Your homeowners or renters insurance policy may limit coverage on some of your most valuable items. Make sure your valuables are protected with a Personal Articles Policy in Aurora, CO. A State Farm® Personal Articles Policy can even provide personal property coverage1 worldwide (perfect for vacations) in case of theft, accidental damage, or loss.

Want more information? Ask Denise Smith in Aurora, CO about a personal property insurance quote.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Call or email an agent for a personal articles insurance quote.



Business Insurance

Whether your business is just starting, growing or maturing, State Farm will provide you with smart options for business insurance in Aurora, CO. Your insurance for business may include1 a business owners policy, commercial auto policy, individual health policy or even workers’ compensation. Like you, our agents are small business owners who know the importance of developing a plan for continued financial security. We know your business means everything to you. As it grows, make sure you have the right business insurance products for your business.

Work with Denise Smith in Aurora, CO to get a small business insurance quote and choose what products are right for you.

1. Please refer to your actual policy for a complete list of covered property and covered losses.

Start your small business insurance quote today!



Life Insurance

Whether the death benefit helps your beneficiary pay housing costs, maintain a current standard of living, or helps pay for your children’s education, State Farm® life insurance helps your life's moments live on. Help secure the future of your family with a term, whole, or universal life policy. You have choices, and we have policies to fit nearly every need and budget.

By-the-way. If you thought you that you could not qualify for life insurance, Guaranteed Issue Final Expense is now available. The death benefit can help with final expenses, including funeral, burial costs, medical bills, cremation, or other debt.

Life Enhanced®

Build a stronger well-being.
Get guidance and motivation to strengthen key areas of your overall wellness.
Take a closer look

Denise Smith in Aurora, CO will help you get started after you complete a life insurance online quote.

Start your life insurance online quote. It’s fast and easy!



Health Insurance

As you experience changes in your life, your health insurance coverage should adjust as well. Let State Farm help you find the right policy for health insurance in Aurora, CO. We offer a variety of affordable supplemental health, Medicare supplement, or individual medical coverage plans. You may even protect your paycheck with disability insurance to help cover monthly expenses.

Work with Denise Smith in Aurora, CO to get a health insurance quote and choose a plan designed to fit the needs of a family, individual, or senior citizen.

Start your hospital income online insurance quote.



Banking

Banking, your way. When, where, and how you want. When you're looking for help to achieve your financial goals, we want to be your first and best choice in Aurora, CO. Thanks to an alliance between U.S. Bank® and State Farm®, now, you'll be able to apply for U.S. Bank Checking, Savings, CDs, Retirement CDs and Credit Cards online or through your local State Farm agent.

Talk with Denise Smith in Aurora, CO to get more information about available U.S. Bank banking products.

Call or email an agent for product information.



Annuities

Let State Farm® support your financial future with an investment through annuities in Aurora, CO. Immediate annuities may guarantee an income for life, while tax-deferred annuities could help increase your retirement savings. Selecting the best annuity option depends on your financial goals and market conditions. Create a future stream of income or payments with an investment option that grows for you. State Farm can help clear the confusion and misinformation out there when it comes to annuities.

Talk with Denise Smith to get more information about annuities in Aurora, CO that support your financial goals.

Call or email an agent for investment information.



Mutual Funds

Invest in your future and help meet your goals with State Farm® Investment Planning Services. You’re offered a variety of account types and multiple investment products. Feel free to check the investment firm or professional’s background at FINRA's Broker Check®. State Farm VP Management Corp. Customer Relationship Summary

Talk with Denise Smith to get more information about mutual funds in Aurora, CO and financial opportunities.

Call or email an agent for investment information.



Pet Insurance

StateFarm Trupanion

When your pets need medical attention, the last thing you should worry about is cost. Unfortunately, many pet owners find themselves facing tough decisions about their dog or cat’s care. We’re here to help. State Farm works with Trupanion® – a leader in high-quality pet medical insurance – to make it easier for pet owners to care for their furry family members.

Want more information? Ask Denise Smith in Aurora, CO about a pet medical insurance quote.

Start your pet medical insurance quote. It’s fast and easy!

About Me:

  • State Farm Agent for 18 years
  • 35 Years State Farm Experience
  • Focusing on Financial Goals and Retirement Planning
  • Focusing on Business Insurance for Business Owners
  • Providing College Planning
  • Great discounts on Auto Insurance in Aurora and Denver
  • Offering Life Insurance in Aurora and Denver, CO
  • Providing Health Insurance in Aurora and Denver, CO
  • Assists Out of State Transfers
  • American College Alumni Association Member
  • National Assn of Ins and Financial Advisors Member
  • University of Colorado at Boulder graduate, 1988
  • Cross Country and Track Letter Winner, 1983-1987
About Me Photo

Our Mission:

Our State Farm customers want and deserve unprecedented service, and the Denise Smith State Farm office in Aurora, CO delivers. It is our professional responsibility to be an advocate for our State Farm customers, assisting in managing the risks of everyday life and helping customers realize their dreams.
Our Mission Photo

Our Team:

Team Member Profile Photo A'ishah Barcelona
A'ishah Barcelona
Marketing Coordinator
A'ishah is a newer member of our team. She assists in scheduling our Insurance and Financial reviews with customers, providing Renter's Insurance and handling our Social Media. Stop by to say hi on Wednesdays and Fridays!
Team Member Profile Photo Jayme Bollinger
Jayme Bollinger
Account Manager
Lic#: 522810
Jayme has been with our team since October 2016. She is licensed in Auto, Fire, Life, Health and is a Bank Representative. She is a remote worker, and you can often be greeted by Jayme to service your insurance policies. Jayme is married, has a toddler and three dogs. They enjoy their time on their property in the mountains on the weekends. Occasionally, we are fortunate to have Jayme come down the mountain and visit with her daughter and Nanuk, who we raised the office as a puppy.
Team Member Profile Photo Jessica Escalante Venegas
Jessica Escalante Venegas
Account Representative
Lic#: 473194
Jessica is our longest tenured team member, coming to the team in June 2016. She is bi-lingual (Spanish) and licensed in Auto, Fire, Life, Health and is a Bank Representative. Jessica is very well versed in the insurance. She enjoys working with Commercial Insurance Accounts. She is married, has two sons and a daughter, and enjoys doing things around their property on the weekends.
Team Member Profile Photo Marcos Irigoyen Silva
Marcos Irigoyen Silva
Account Representative
Lic#: 596705
Marcos is the newest member of our team. He is bi-lingual (Spanish). He has over 6 years of experience in the insurance industry, and is licensed in Auto, Fire, Life and is a Bank Representative. He enjoys spending time with his Wife and dogs, Charlie and Meli on the weekends. Stop by and say hi sometime!
Team Member Profile Photo Brian Ochoa
Brian Ochoa
Account Representative
Lic#: 727287
Brian has been with the team since September 2022. He is bi-lingual (Spanish) and is licensed in Auto, Fire and a Bank Representative. With over four years in the insurance industry, he has vast knowledge and understanding of insurance. He enjoys spending time with his fiancee and family on the weekends.
Team Member Profile Photo Kaila Quintana
Kaila Quintana
Agent's Executive Assistant
Lic#: 660345
Kaila has been with the team since December 2023. She is licensed in Auto, Fire, Life, Health and is a Bank Representative. She is Denise's Executive Assistant, and can step in where needed when State Farm customers have specific needs. With over four years experience in the insurance industry, she is well versed in meeting customer needs. She enjoys spending the time on the weekend with family.
Team Member Profile Photo Nicki Rufino
Nicki Rufino
Office Manager
Lic#: 418064
Nicki has been with the team since October 2020 and has 11 years of insurance experience. She is bi-lingual, in English and Spanish. She is licensed in Auto, Fire and is a Licensed Bank Representative. Nicki is married, with 5 children and 4 grandchildren.
Team Member Profile Photo Eleanor Ryan
Eleanor Ryan
Customer Relations Representative
Lic#: 851237
Eleanor has been with the team since September 2024. She comes with over 24+ years of experience in claims with State Farm. She is licensed in Auto, Fire and a Bank Representative. She is a remote worker, with a customer focused disposition. She is married and enjoys traveling with her husband. You'll enjoy your conversation if you're fortunate enough to catch Eleanor on the phone.
Team Member Profile Photo Stephanie Santillano Gracia
Stephanie Santillano Gracia
Account Representative
Lic#: 787696
Stephanie comes to us from the Auto Industry. She's bi-lingual (Spanish) and is licensed in Auto, Fire and is a Bank Representative. While she appears quiet, she's secretly the office comedian. She enjoys spending time with family on the weekends.
Team Member Profile Photo Kemberli Uvalle Simental
Kemberli Uvalle Simental
Account Representative
Lic#: 700720
Kemberli has been with the team since June 2023. She is bi-lingual (Spanish) and licensed in Auto, Fire and a Bank Representative. She is married with two children and a new puppy, Lola. She is very outgoing and ready to help with your insurance needs!

Agent's Credentials and Licenses:

CO-57744

Disclosures

Securities are not FDIC insured, are not bank guaranteed and are subject to investment risk, including possible loss of principal. Neither State Farm nor its agents provide tax or legal advice. State Farm VP Management Corp. is a separate entity from those State Farm and/or unaffiliated entities which provide banking and insurance products. AP2024/07/0846

Securities distributed by State Farm VP Management Corp. State Farm VP Management Corp. Customer Relationship Summary

Securities Supervisor address:1415 State St Ste 1000 , Richardson, TX 75082-2306 Phone: 972-732-3009

Deposit products offered by U.S. Bank National Association. Member FDIC.

The creditor and issuer of this credit card is U.S. Bank National Association, pursuant to a license from Visa U.S.A. Inc.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

Pet insurance products are underwritten in the United States by American Pet Insurance Company and ZPIC Insurance Company, 6100-4th Ave. S, Seattle, WA 98108. Administered by Trupanion Managers USA, Inc. (CA license No. 0G22803, NPN 9588590). Terms and conditions apply, see full policy on Trupanion's website for details. State Farm Mutual Automobile Insurance Company, its subsidiaries and affiliates, neither offer nor are financially responsible for pet insurance products. State Farm is a separate entity and is not affiliated with Trupanion or American Pet Insurance. 

Pre-existing conditions: If you currently have a pet medical insurance policy, switching carriers or purchasing a new policy may affect certain provisions such as coverages for pre-existing conditions or deductibles already established under your current policy. Let your State Farm® agent know if your existing policy has provisions that might make it beneficial for you to keep. 

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites referenced in this material. Products and services are offered by third parties and State Farm does not warrant the merchantability, fitness or quality of the products and services of the third parties.

Benefit available for State Farm customers who have purchased a new life insurance policy since January 1, 2022. While anyone over 18 years of age can join Life Enhanced, certain app features, including rewards, may not be available unless you own an eligible State Farm life insurance policy. At this time, policyholders in Florida and New York are not eligible for the full program. Please note that some policyholders may experience a delay before a new policy is eligible for rewards.

This is not a solicitation to buy or sell State Farm insurance products.

Life Enhanced participation subject to program eligibility and varies by state. Subject to terms and conditions of the agreement. Life Enhanced app is available for Android and iOS. An iOS or Android mobile device may be required to use all Life Enhanced program features. Customers must agree to authorize State Farm to collect health and wellness information data. Mobile application users must agree to a licensing agreement.

Pursuant to relevant tax law, State Farm may send to you and file with the Internal Revenue Service and/or other applicable tax authority a Form 1099-MISC (Miscellaneous Income) for the redemption of Life Enhanced rewards as appropriate. You are solely responsible for any tax consequences arising from the redemption of Life Enhanced rewards. State Farm does not provide tax or legal advice. You may wish to discuss the potential tax consequences of your participation in the Life Enhanced program with a tax or legal advisor.

Each State Farm Insurer has sole financial responsibility for its own products.

State Farm Life Insurance Company (Not Licensed in MA, NY or WI)

State Farm Life and Accident Assurance Company (Licensed in NY and WI) Bloomington, IL

State Farm VP Management Corp. is a separate entity from those State Farm entities which provide banking and insurance products. Investing involves risk, including potential for loss.

Neither State Farm nor its agents provide tax or legal advice. Please consult a tax or legal advisor for advice regarding your personal circumstances.