Business insurance to help meet your unique needs

Risking what you’ve built is not an option. Help keep your business safe with the right coverages. Connect with your local agent, who is a small business owner too.

Risking what you’ve built is not an option. Help keep your business safe with the right coverages. Connect with your local agent, who is a small business owner too.

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Find the right solutions for your business

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Get a certificate of insurance
At this time, ACORD 25 - certificate of liability insurance is available for:
  • Commercial Auto Policies
  • Commercial Liability Umbrella Policies
  • Artisan and Service Contractors Policies
  • Business Owner Policies
  • Workers’ Compensation Policies
Additional ACORD forms and more policy types will be available in the future.

Simplify business with a Business Owners Policy (BOP)

Liability and property coverages are included in one combined package, a BOP, to help you manage the unexpected risks of doing business.

Search for a BOP by business type
Find your business type from these popular categories
Or, view the 300+ professions we insure
Find your business type from these popular categories
Or, view the 300+ professions we insure
Retail, shops and stores
Contractors and trades
Specialized professions

Cover your assets

When it comes to protecting your business, we offer you a full range of options. A local State Farm agent can help you choose the coverages that are right for you.

Covers the cars, trucks, vans, and other vehicles you use on or traveling between jobsites.

Commercial auto insurance

Covers the cars, trucks, vans, and other vehicles you use on or traveling between jobsites.

Provides extra financial protection against costly lawsuits that may exceed your policy limits.

Commercial liability umbrella policies

Provides extra financial protection against costly lawsuits that may exceed your policy limits.

Also known as BOP insurance, combines both property and liability coverage into one package.

Business owners policies

Also known as BOP insurance, combines both property and liability coverage into one package.

Protects your employees against work-related injuries or illness. Requirements for workers’ compensation vary by state.

Workers' compensation

Protects your employees against work-related injuries or illness. Requirements for workers’ compensation vary by state.

Guarantees your work for licensing requirements and can also give potential customers added peace of mind.

Surety & fidelity bonds

Guarantees your work for licensing requirements and can also give potential customers added peace of mind.

Helps protect commercial buildings under construction.

Builders risk insurance

Helps protect commercial buildings under construction.

See more coverages

We’re in the business of helping your small business

Since 1935, State Farm has been helping small business owners manage risk, plan for the future and protect what they’ve built.
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Agent know-how

State Farm agents are small business owners too. They understand what it takes to run a business and are ready to help you set up for success.

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Customizable insurance

State Farm offers a wide variety of coverage options that you can tailor to help fit your unique business needs. You can choose the right coverage at the right price for you.

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Personalized service

Your local State Farm agent is ready to help your business grow and thrive with good neighbor service you can count on no matter what.

The assistant is virtual, but the help is real

Chat with our virtual assistant. Ask it your small business insurance questions or tell it to have a local agent contact you.

Want to know more about small business insurance?

How to prevent loss
Learn about audits
Create a Certificate of Insurance (COI)

SOLUTIONS FOR YOUR SMALL BUSINESS

This is only a general description of coverages of the available types of business insurance and is not a statement of contract. Details of coverage, limits, or services may not be available for all business and vary in some states. All coverages are subject to the terms, provisions, exclusions, and conditions in the policy itself and in any endorsements. Contact a State Farm agent for more information and a customized quote.

State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third party sites hyperlinked from this page. State Farm has no discretion to alter, update, or control the content on the hyperlinked, third party site. Access to third party sites is at the user's own risk, is being provided for informational purposes only and is not a solicitation to buy or sell any of the products which may be referenced on such third party sites.

Life Insurance and annuities are issued by State Farm Life Insurance Company. (Not Licensed in MA, NY, and WI) State Farm Life and Accident Assurance Company (Licensed in New York and Wisconsin) Home Office, Bloomington, Illinois.

  • State Farm Mutual Automobile Insurance Company
  • State Farm Indemnity Company
  • Bloomington, IL
  • State Farm County Mutual Insurance Company of Texas
  • Richardson, TX
  • State Farm Fire and Casualty Company
  • State Farm General Insurance Company
  • Bloomington, IL
  • State Farm Fire and Casualty Company
  • Tallahassee, FL
  • State Farm Lloyds
  • Richardson, TX
  • State Farm Life Insurance Company (Not licensed in MA, NY or WI)
  • State Farm Life and Accident Assurance Company (Licensed in NY and WI)
  • Bloomington, IL