Enroll and enjoy Steer Clear® insurance savings
Steer Clear is a great way for teen and young adult drivers to improve their driving skills and earn savings1 on State Farm® Auto Insurance.
How to qualify for
Steer Clear savings
- Be under age 252
- Have a valid driver’s license
- No at-fault accidents or moving violations during the past three years1
- Successfully complete all the program requirements
3 easy steps to get the Steer Clear discount and savings
- Talk to your agentFind out if you’re eligible for the savings and get more info.
- Get the appUse the Steer Clear app to watch safe-driving videos, take quizzes, and record your trips.
- Complete the programRequirements must be completed within 6 months of starting the program.
How Steer Clear works
Steer Clear offers driving-focused training that encourages young drivers to think more about safety and practice safe driving habits. Parents of youthful drivers can also monitor and guide their progress.
Course training
Participants are required to complete 5 training modules consisting of a few lessons, which include videos, driving scenarios, and quizzes.
Practice driving
Participants must complete 5 hours of driving within in at least 10 trips.
Program certification
Drivers are awarded a certificate of completion in-app when they’ve successfully finished the program. Certificates can be sent directly to an agent from the app to qualify for the discount and savings.
Mentoring
Friends or family members instructing young drivers can use the mentor log in to track their progress and provide feedback.
As long as you continue to meet your state’s eligibility requirements, you’ll get your Steer Clear Safe Driver Discount. If you don’t have a smart phone, you can still participate in the Steer Clear program.
Frequently asked questions about Steer Clear
It could be for a variety of reasons, including not completing all the program requirements within six months of starting the program, involvement in at-fault accidents or moving violations during the past three years1 or simply no longer being under the age of 25.
While you have six months to complete the program requirements once you start, the program requires five hours of driving within at least 10 trips. Viewing time for course videos varies.
The Steer Clear training program offers a wide range of instruction from car basics to bad weather driving. It provides guidance on how to drive on residential and city roads, highways and parking lots. Insights on anticipating other drivers, navigating intersections, avoiding blind spots and even car trouble are also offered.
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Drive Safe & SaveTM
State Farm customers in select states can enroll by downloading the Drive Safe & Save app. We'll collect some basic information about your driving that may save you some money.
1 Discount names, percentages, availability and eligibility may vary by state. Contact your State Farm agent to confirm discount eligibility.
2 Eligibility for discount when over 24 with under 3 years driving experience applicable in some states.
Steer Clear® Safe Driver Program availability and eligibility may vary by state. Contact your State Farm agent to confirm eligibility for the program.
The information in this article was obtained from various sources not associated with State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates). While we believe it to be reliable and accurate, we do not warrant the accuracy or reliability of the information. State Farm is not responsible for, and does not endorse or approve, either implicitly or explicitly, the content of any third-party sites that might be hyperlinked from this page. The information is not intended to replace manuals, instructions or information provided by a manufacturer or the advice of a qualified professional, or to affect coverage under any applicable insurance policy. These suggestions are not a complete list of every loss control measure. State Farm makes no guarantees of results from use of this information.
State Farm Mutual Automobile Insurance Company
State Farm Indemnity Company
Bloomington, IL
State Farm County Mutual Insurance Company of Texas
Richardson, TX