What are the benefits of Drive Safe & Save?
The safer you drive, the more you can save on auto insurance – up to 30 percent*!
When you enroll in Drive Safe & Save, you’ll get an immediate discount* on your State Farm auto insurance.
Also, you can enroll every eligible vehicle in your household to save even more money.
Enrolling is easy if you have a smartphone or a connected car. The Drive Safe & Save app or your connected car** will provide us with basic driving information, like how smooth you drive.
With the discount you could save up to 30 percent* at your next renewal. And just so you know – your data is safe with State Farm. We never sell your information. Drive Safe & Save is always a discount. Your driving info is only used to calculate the size of your discount***.
Visit st8.fm/DriveSafeSave or talk to your agent to learn more.
Like a good neighbor, State Farm is there.
* Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.
** Drive Safe & Save Connected Car not available in all states.
*** Drive Safe & Save data may be used for internal research or in claim handling (such as, but not limited to, accident reconstruction).
What are the ways to connect?
Using your smartphone
Using your connected car
Comparing Drive Safe & Save Mobile and Connected Car
DSS Mobile | |
|---|---|
Vehicle eligibility | Private passenger vehicles except motorcycles and antique/classic vehicles |
Required smartphone app | Drive Safe & Save app |
Data collection | Drive Safe & Save app + Bluetooth beacon |
Discount elements | Mileage and driving characteristics* |
Discount amount | |
Cost for services | $0 |
Driving feedback | Trip maps with feedback available in Drive Safe & Save app |
Communications | Emails & texts from State Farm® Drive Safe & Save app notifications |
Connected Car | |
|---|---|
Vehicle eligibility | Most 2020 and newer Ford and Lincoln private passenger vehicles |
Required smartphone app | FordPass or Lincoln Way app (with car added to the account) |
Data collection | Directly from the vehicle |
Discount elements | Mileage and driving characteristics |
Discount amount | |
Cost for services | $0 |
Driving feedback | Not available |
Communications | Emails from State Farm In-vehicle console messages, app notifications, and emails from Ford Motor Company |
DSS Mobile | Connected Car | |
|---|---|---|
Vehicle eligibility | Private passenger vehicles except motorcycles and antique/classic vehicles | Most 2020 and newer Ford and Lincoln private passenger vehicles |
Required smartphone app | Drive Safe & Save app | FordPass or Lincoln Way app (with car added to the account) |
Data collection | Drive Safe & Save app + Bluetooth beacon | Directly from the vehicle |
Discount elements | Mileage and driving characteristics* | Mileage and driving characteristics |
Discount amount | ||
Cost for services | $0 | $0 |
Driving feedback | Trip maps with feedback available in Drive Safe & Save app | Not available |
Communications | Emails & texts from State Farm® Drive Safe & Save app notifications | Emails from State Farm In-vehicle console messages, app notifications, and emails from Ford Motor Company |
* Mileage and odometer readings are excluded from the Drive Safe & Save discount on certain policies in certain states.
Frequently asked questions about Drive Safe & Save
Enrolling in Drive Safe & Save may help you get an auto insurance discount up to 30% based on how you drive.1 You get a discount just for enrolling. Each product option offers different safety and security features. Please talk to your State Farm agent for more information.
Drive Safe & Save is a discount for participating customers and does not surcharge your policy.
The Drive Safe & Save discount is based on how you drive. If we don’t get enough of your driving information, your discount may be $0.*
Your discount may vary from term to term based on your actual driving.**
*A discount may not be available in NC depending on individual facts and circumstances.
**In certain states, if you currently receive a premium reduction for low estimated mileage and your car is actually driven more than that, your premium may increase at a future policy renewal to reflect your actual mileage.
Your discount is adjusted at each policy renewal (typically every six months) using driving information from up to the prior 12 months when available. Changes in your driving will be reflected in your discount amount, so your discount amount can increase or decrease at each renewal.
Your connected car3 will provide information including mileage and driving behaviors that we’ll use to calculate your discount and savings.
How do I get rewarded?
- Enroll with a State Farm agent.
- Complete an easy setup by accepting the agreement you’ll see in your car the next time you turn it on.
- Your driving behaviors and mileage will be automatically sent to State Farm after each trip, so keep data sharing & location services enabled in the enrolled vehicle.
- This information is used to update your Drive Safe & Save discount at each renewal.
- The safer you drive, the more you can save. Try to drive as smoothly and consistently as possible and avoid things like hard braking, quick turns, and fast acceleration.
To participate in Drive Safe & Save Connected Car, you must have a FordPass or Lincoln Way account with your vehicle added to the Garage in the corresponding smartphone app from Ford Motor Company. If you do not meet these requirements, you may be eligible to enroll in Drive Safe & Save mobile.
Yes, there are other discounts like Steer Clear and teen driver discounts. You may also ask your State Farm agent about our Good Student discount.
Your data is safe with us. We don’t sell your information. The information Drive Safe & Save gathers while you drive is temporarily stored on our secure servers.
State Farm will only share policyholder information as required by law and as stated in the State Farm Privacy Policy.
Get a local agent who gets you
There’s a State Farm agent nearby ready to offer personalized service to fit your specific needs.
1 Discounts may exceed 30% and vary state-to-state (NY capped at 30%). Not available in CA, MA, RI. A discount may not be available in NC depending on individual facts and circumstances. Setup required.
2 Check your phone's eligibility by texting SAVE to 42407 to get a link to download the app. If your phone does not meet the requirements, you will not be able to download the app.
3 Drive Safe & Save Connected Car not available in all states. Currently available for eligible 2020 and newer Ford and Lincoln vehicles on eligible policies. Excludes 2020 Ford Fusion, 2020 Ford Transit Connect, 2020 Ford F-150, 2020 Lincoln Continental, and Ford GT (all years).
4 Setup required.
FordPass and Lincoln Way are registered trademarks of Ford Motor Company.
State Farm (including State Farm Mutual Automobile Insurance Company and its subsidiaries and affiliates) is not responsible for, and does not endorse or approve, either implicitly or explicitly, any third-party products or the content of any third-party sites referenced in this material. State Farm has no discretion to alter, update, or control the content on the third-party sites. Any references to such sites are provided for informational purposes only and are not a solicitation to buy or sell any of the products which may be referenced on such third-party sites. State Farm does not warrant the merchantability, fitness, or quality of the third-party products referenced in this material.
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